Key Changes and Who Can Claim
The Department for Work and Pensions has warned that up to two million pensioners risk missing out on the Winter Fuel Payment unless they confirm eligibility during the qualifying week of 15‑21 September 2025. The payment, meant to offset rising heating costs, still offers £200 for those aged between State Pension age and 79, and £300 for anyone over 80.
Eligibility hinges on three basic facts:
- Born on or before 21 September 1959.
- Resident in England, Wales or Northern Ireland for the qualifying week.
- Not living abroad, in full‑time hospital care, prison, or in a restricted‑immigration status that bars public‑fund claims.
A brand‑new element for 2025/26 is the £35,000 annual income threshold. Anyone earning above that amount will still receive the cash but must later repay it through HMRC via PAYE or Self‑Assessment. This is a sharp turn from the previously universal approach, where income played no part.
Steps to Secure Your Payment
Most qualifying pensioners will see the money hit their bank accounts automatically between November and December 2025. DWP will send a notification letter in October or early November, detailing the exact amount and the account it will be deposited into – usually the same one used for State Pension.
If you want to opt out, you can fill out an online form or call the Winter Fuel Payment Centre on 0800 731 0160 before 15 September 2025. Those who have previously opted out can re‑enter the scheme by contacting the centre before 31 March 2026.
Because energy prices remain high, missing this payment could leave many older households scrambling for winter heating. Citizens Advice and Age UK are urging anyone who fits the basic criteria to double‑check their status, especially those near the income ceiling.
Steps to verify your claim:
- Check your birth date and current residence against the qualifying rules.
- Review your annual income – if it exceeds £35,000, be prepared for a later repayment.
- Watch for the DWP letter in October; it will confirm the amount and payment date.
- If you need to opt out or back in, use the phone line or the online portal before the respective deadlines.
Staying on top of these details ensures that the Winter Fuel Payment can do what it was designed for: keep older Britons warm without stretching their already tight budgets during the coldest months of the year.